Off-plan — buying before or during construction — accounts for the majority of new-home sales in Dubai, and it is the route most overseas buyers take into the market's best addresses. Done well, it offers staged payments, launch pricing and first choice of units. Done carelessly, it concentrates risk in a single promise.
How the process works
- Reservation: a booking fee secures the unit, typically refundable within a cooling period.
- SPA: the Sale and Purchase Agreement sets out price, plan and obligations.
- Oqood: off-plan sales are registered with the Dubai Land Department, protecting the buyer's interest.
- Payment plan: instalments linked to construction milestones, commonly 60/40 or 70/30 to handover.
- Handover: final payment, snagging, and registration of full title.
Protections for overseas buyers
Dubai requires developers to hold buyer funds in regulated escrow accounts, released against certified construction progress. Oqood registration means your purchase is recorded with the authorities from the outset. Neither removes risk entirely — developer selection remains the single most important decision.
What to check before reserving
| Check | Why it matters |
|---|---|
| Developer track record | Delivery history is the best predictor of delivery. |
| Escrow account details | Confirm the project escrow is registered with RERA. |
| Payment plan terms | Understand post-handover obligations before signing. |
| Service charges | Projected charges affect net yield from day one. |
| Exit flexibility | Assignment rules determine whether you can sell pre-handover. |
For overseas buyers, off-plan also has a practical advantage: the entire process can be handled remotely with a power of attorney where needed. Explore this month's curated opportunities, read our destination guides, or book a private consultation to discuss specific launches.